Property
$
$
$
Buying Costs
$
%
$
Selling Costs
$
%
$
$
$
💡
Financing & Holding Cost inputs are on the Financing tab
All financing and holding costs automatically feed into this analysis.
Max Allowable Offer — 70% Rule
—
ARV × 70% minus repair costs. The ceiling price to ensure a profitable deal.
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Score
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Net Profit
—
After all costs
Total ROI
—
Return on investment
Total Project Cost
—
All-in
Monthly Burn
—
Hold + financing / mo
Cost Breakdown
—
Total Cost
—
Hold Months
Financing
Total Financing Cost
—
Points + interest (all lenders) + other fees over 4 months
Hard Money Lender
%
%
%
$
$
$
$
$
$
$
Private Money Lender 1
$
%
$
Private Money Lender 2
$
%
$
Funding Gap
(Purchase + Repair + Buy Close + Points + Fees) − (HML + Lender 1 + Lender 2)
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—
Holding Costs
$
$
$
$
Monthly Holding Cost
—
Total Holding Cost
—
✓ These costs automatically sync to your Fix & Flip analysis
Acquisition
$
%
$
Financing
%
%
$
Seller Financing
Include
Toggle on to model seller-carried financing terms alongside your primary loan.
Income
$
$
%
$
Operating Expenses
$
$
$
%
%
%
Include Appreciation
Add property value growth to equity projections
Monthly Cash Flow
—
After all expenses
Annual Cash Flow
—
Gross yield
Cash-on-Cash Return
—
Cash invested return
Cap Rate
—
NOI ÷ purchase price
DSCR
—
≥ 1.25 = lender grade
GRM
—
Gross rent multiplier
Break-Even Occ.
—
Min occupancy needed
1% Rule
Monthly rent ≥ 1% of purchase price (target: —)
50% Rule
Expenses ≈ 50% of gross rent (actual: —)
DSCR ≥ 1.25
Standard DSCR loan qualification threshold
Cash-on-Cash ≥ 8%
Minimum CoC for a strong rental return
Principal & Interest
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Property Tax
—
Insurance
—
HOA / Condo
—
Property Management
—
Vacancy Allowance
—
Maintenance Reserve
—
CapEx Reserve
—
Total Monthly Expenses
—
Gross Rent (1 unit)
—
Net Monthly Cash Flow
—
Equity Projection
Equity
Remaining Loan
5-Year Equity
—
10-Year Equity
—
10-Year Cash Flow
—
Sq Ft
Scope of Work
Category
Scope of Work
Qty
Price / Unit
Multiplier
Suggested Cost
Your Cost
Buy
$
$
$
$
Rehab
$
$
%
$
%
BRRRR HML terms are typically 12–24 months — covering rehab, lease-up, and refi seasoning. Adjust rate and hold period to match your lender.
Rent
$
%
$
$
%
%
Refinance
%
%
$
Cash-Out Refinance Proceeds
—
ARV × Refi LTV%. This is your new loan amount after the refinance.
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Score
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Monthly Cash Flow
—
After refi payment
Cash-on-Cash
—
Annual return
Money Left In
—
After refi pullout
Equity Captured
—
ARV − total cost
Investment Waterfall
Total Money In
Purchase Price
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Repair / Rehab
—
Buying Closing Costs
—
Holding Costs (rehab)
—
HML Interest + Points
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Refi Closing Costs
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Total Invested
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After Refinance
Cash-Out Proceeds
—
Net Cash Left In Deal
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Rental Performance (Post-Refi)
Gross Monthly Rent
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Vacancy Loss
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Operating Expenses
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New Mortgage P&I
—
Net Cash Flow / mo
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